I grew up around a lot of boys and men who liked women who came from wealthy backgrounds. Public school boys were coached to go after private school girls, for the most part. The boys always dated up, as much as possible.
Now many of them are on wife 2 or 3 and some married the very girls they turned their noses up toward when we were in school together. It’s an interesting outcome.
I’ve always been amazed at the financial expectations our society has of women. To be initially attractive, you have to spend money like a damn idiot and have a lot of stuff and services. Then you get browbeaten later on for 1- not taking care of yourself or 2- spending too much money on taking care of yourself or 3- (and most common) both things, simultaneously.
Guys- Trust me– if we could grow lingerie trees in the backyard, and designer bag trees in order to keep your interest with no actual investment, we would.
I, for one… am more of a saver than a spender. It is the outcome of my childhood. It probably isn’t sexy when a man finds out that I use DIY laundry detergent from an online recipe. It probably isn’t sexy when they find out that I bought every appliance I have purchased from the “scratch and dent” area of the store. And that I rejoiced when I was accidentally given free delivery for no reason once. And that my washing machine was bought used. Or that I don’t use name brand dish detergent. Or that I eat PB & J nearly every day for lunch (I assembly line 4 sandwiches on Sunday night and stash them in the fridge to make it easy for myself).
I am simply thinking of different goals.
It probably throws off the sexy.
I was thinking of going to Florida for vacation this year, but have recently revised my plan and may go to Myrtle Beach instead. Found a better deal. I dig Florida, but I have to keep the bigger goals of my life in mind.
I found an even cheaper deal in Tennessee, which I also enjoy, but that may be the plan for the year after. I feel the sea and sand calling my name.
People in my own age group either 1- don’t travel ever because they don’t have the money or 2- look down on me for not having been to London or Paris yet. The set I tend to run into is more into London than Paris.
Are you kidding? for the years of 1996-2004 I didn’t even go on a vacation that didn’t involve couch surfing somewhere with friends in the state of Georgia. From 2006-2012, every vacation was a “working vacation” because I was also dancing and furthering my hobby/side career. Then I didn’t do anything except day trips for a while. A few years ago I went to one weekend in Charleston. Just overnight. Just a day away. $35 motel room at the Radisson in the “industrial” area of town, and the next morning I drove in and did a few small attractions before driving home.
This past year, I went to Chicago. I didn’t pay for the plane fare. I tacked a vacation on to a work trip. I bought a multi-day train pass and didn’t use any taxis. The biggest expenses on my end were food – which I kept rather small by buying a box of granola bars to do for breakfast and hitting sandwich shops mostly for lunch and dinner- and fees to get into attractions. I visited a couple of museums and some parks and a funhouse at Navy Pier. Mostly I enjoyed the sights and walked around.
It was still, to me, very expensive. I am not regretting going, not by any stretch of the imagination. But this year, and maybe next year, I will need to stay closer to home to feel like I’m meeting my goals. Travel requires a lot of money.
And I can’t help but think about things I’m going to have to do. Replace the car eventually. Replace the roof on the house. Replace the shed out back. If I don’t save now, where will I be when these expenses come up?
Again, It all makes me a very unsexy woman. Not being able to drop it all and run off into the night.
In addition to my ongoing notions of saving, this year I’m doing a “shop only once” goal for myself with groceries. I shop only on alternate weeks – payday. If I run out of something, no extra trips. Make do or eat something else. It requires a lot of commitment considering I am in a town built around shopping as a hobby. But at the same time, I feel the stress also leaving me of having to drive here and there. I also shop at 3 different grocery stores that are within a mile of one another. One is a Walmart, where I go for cat food and litter, as well as discount bakery goods- they mark them down and put them in the back if they overbake. The others are Aldi and Lidl, which I hit for most everything else.
I use my reclaimed weekend time to meal prep. I make it easy for myself- things that are quick and fix easily. I’m not in charge of a gourmet restaurant. I just need to eat. I don’t have to eat the best of everything every day. I just have to have satisfying food. No one is going to shoot me for using instant potatoes. That guy doesn’t exist (although, the way some people act about having the best, most perfect food these days… you might think he does.) I make enough for at least a few days.
Food is the second hobby in my town. And the ratio of restaurants to people is amazing. And quite a few of the restaurants are quite good, not very expensive. And, to add to that, the area is a melting pot. You name the food, I’ll tell you where to eat it. Which makes it tempting to just go out and get food. That has been a hard one for me. It is easy to load up on delicious Chinese and Mexican from my favorite few places and call it a day. But… I have to stay committed to the goal.
My other goal is to only buy clothes that won’t go out of style soon, and that will last. I tend to do this by going to online thrift stores and searching exclusively for brands that I think will be durable, and look for items that won’t go out of style. Like a v neck sweater in a basic color that will be cozy but also can layer with another shirt if it gets super cold. And I also hit stores that are less popular at the moment- Sears and JCPenney- to visit their clearance racks welllllll after the end of the season. Some people are satisfied at 50% off. I like a good solid 75%. This past October, I went to JCPenney and loaded up on short sleeve casual shirts for $3 and $4- mostly for regular wear, but some which may be okay for work as well.
Some people shop the day after Christmas, I wait until… now. Several weeks into January to shop for next year’s “easy” gifts– things like marked down candles. I’ll group them with other odds and ends that I’ll collect and make it a Christmas gift for someone next year. Stuff like this is a good “sister in law” type gift. Or a work gift-exchange gift. I also have no compulsions at all about regifting. I keep a notebook so I don’t gift the wrong thing to the wrong person next year. You can give a gift you got from your sister in law to someone at work, for example, if it is generic enough.
Right now, I have enough generic gifts to last through about 3-5 holiday seasons, because I hit a bunch of places last year. Last year was pretty golden in that regard. I was really thrilled.
I also know when the major drugstore chains in my area clearance their shampoos, lotions, and soaps that they won’t carry anymore. I hit that up too. Usually yearly. But I have enough to last about 2 years at this point. So next time around, I might not jump into that. I’ll have to assess later.
I have a budget app.
I don’t have cable. I watch Netflix and hook my laptop up to my tv.
My car is a 2003. And gets good gas mileage. Since I don’t have enough yard space to change the oil myself without attracting male attention (20 men telling me I’m doing it ‘wrong’) I do get the oil changed, but I use a pep boys coupon every time and I have a loyalty card.
I don’t go into something other than clothing with preconceptions of color preference. For instance, I use a wheeled bag for hauling snacks in and out of work for certain meetings. I bought it on Amazon. The color I initially looked at was $40.00. But, when I clicked on the red one, it happened to be $20.00. So, I got the red one. Amazon does this a lot. A seller will have one pattern or color that is less expensive. Click around until you find it. Sometimes this happens in the real world as well. It pays to not be too picky. There is a place and time when the right color makes or breaks something, but most of the time, it is pretty irrelevant.
Every 2-3 years, I shop for car insurance.
I review my employer’s insurance offerings every year for the best bang for my buck. I’m relatively healthy, but as we all know, that can change. We all know someone in their 30’s or 40’s who suddenly had cancer, or some other issue befell them… so I make a point to keep good health insurance. This year, my hunt for a better deal saved me 20 bucks per month.
I don’t mind arguing with a company for a better deal.
I recently did that with my internet company. The price went up. I called. I asked for a better deal. I was given one. But then I asked if he could go any lower than that, and was given an even better deal.
I reuse what I can when I can. I can’t always. My town has a buff recycling program, so I do recycle what I can’t reuse around the house if it is an accepted item.
All of these things make me unsexy. And yet, I don’t care. Financial security and the confidence I get from feeling at ease in my own universe is, to me, HELLA SEXY.
I can tell people how to save money on just about everything. I do try to drop tips now and then, but people tend to roll their eyes at me. But I don’t care. My goals matter more.